Your Savvy Aspen Realty
Purchasing an Aspen home through Aspen Fine Homes ensures an enjoyable transaction which is why we continue to lead the pack in
repeat and referral business.
Our goal is to make the search and the decisions as enjoyable and stress-free as possible.
We have many people to assist you.
Aspen Fine Homes has years of experience in the Roaring Fork Valley and are leaders in the Aspen community.
We provide the local knowledge to assist in your decisions to buy an Aspen home.
Aspen Fine Homes participates in a lot of Aspen residential properties that sell in the Roaring Fork Valley.
We sell many of the new projects in Aspen - which ensures those close to us are kept well-informed.
We are the only company in the Roaring Fork Valley with offices in Basalt, Carbondale, Glenwood
Springs, Redstone & Snowmass.
No other company in Aspen covers our community like Aspen Fine Homes.
We have a commitment to quality service.
Our Aspen realtors are experienced professionals who value ethical business practices, professional growth and education, and are
committed to each and every client.
How the Aspen Home Buying Process Works
1. Where do we start? With a map of Aspen and then a quick get-together with one of our
Aspen realtors who’ll listen to your plans and interests. We’ll ask whether you’re looking for an Aspen home, Snowmass condominium, or Aspen
land. We’ll want to know your vision: a house in a town, a country escape, a ski-in retreat. We’ll talk some rough numbers.
2. How do we find what we want? Let Aspen Fine Homes do the homework. We’ll preview all
the Aspen properties that fit your criteria and select the best. We won't waste your time looking at Aspen homes that just won't suit you. We can
arrange a showing of anything on the market, thanks to the Multiple Listing Service (Aspen MLS) of the Aspen Board of Realtors®. We make
sure you see all appropriate Aspen properties, no matter who has them listed.
3. How long does it take? Our schedule is your schedule. Some of our clients have found
Aspen homes they love in a couple of days or even less. Others take a more leisurely approach. Our objective, always, is to direct you to
property you'll fall in love with relatively quickly. But if it takes days and miles, that's not a problem; our cars are comfortable and
well-stocked.
4. What if we're located elsewhere? If you’re still searching and have to leave the
valley, we’ll keep an eye on the project for you, pursuing every possible avenue. In the meantime, if you see an ad or a sign for an Aspen condo
that looks interesting, call us, and we'll secure further information and photos.
5. What's the market going to do?
Our crystal ball is loaded with first-hand, up-to-date research on the local Aspen real estate market. Here are a few of our current
predictions:
Appreciation will continue in most higher quality Aspen properties in the Roaring Fork Valley. Prices will continue to increase
in most Aspen condos or developments due to the lack of inventory. Some of the best buys lie in Aspen homes that need work.
Luxurious new Aspen luxury chalets are still generating tremendous interest among high-end buyers. The Roaring Fork
Valley market has relaxed in the last few months. As the Roaring Fork Valley real estate market develops expect the distinction
between “Snowmass real estate” and “Aspen real estate” to be less pronounced.
The Roaring Fork Valley area still offers the greatest number of opportunities for buyers. Fine restaurants and retail
shops, plus abundant recreational opportunities in Basalt, Carbondale, Glenwood Springs, Redstone
& Snowmass have become increasingly attractive to second-home buyers.
For locals, Basalt, Carbondale, Glenwood Springs &
Redstone offer some of the best values for homes in today’s market. We can take a tour of any of the areas you may
not be familiar with prior to looking at available Aspen homes.
6. Who does Aspen Fine Homes work for?
Aspen Fine Homes works for YOU...the buyer. This requires a separate buyer agency agreement that identifies the kind of Aspen property you
want, with an expiration date for the relationship.
7. Which brokerage relationship do we choose?
When you come in to meet us, we'll talk it over and mutually select the alliance that makes the most sense. Then we'll sign a statement
acknowledging our discussion and your choice. This is not a contract. This disclosure statement does not bind you to Prudential in any way -- it
just acknowledges the particular relationship we've established. We keep it on file as required by the Colorado Real Estate Commission.
8. What happens when we fall in love with a particular Aspen home?
Aspen Fine Homes will help you prepare an offer. We use approved Colorado Real Estate Commission forms with modifications and addenda specific to
this area, with additional provisions tailored for you.
9. What about earnest money?
Your offer to purchase is normally presented with a 5% to 10% deposit, often wire-transferred to a local title company or delivered via check
within two days of agreement.
10. When can we close?
If the seller accepts your offer, you can expect the closing to take place within 30-60 days, depending on your due diligence requirements and
financing.
11. Can we negotiate?
Of course, but if the seller rejects your offer, don't be discouraged—we will help you figure out the next step to take, whether to pursue
the Aspen condo or to move on.
12. Any flexibility on those prices?
Some sticker shock is normal. Prices are high compared to the rest of the country, but so is the value. Prices for Aspen real estate are
generally firm, with many properties selling within 5% or less of their list price. While there are always exceptions, it's unrealistic to expect
to find many "steals." Demand continues to be strong, giving sellers a fair amount of leverage.
13. How do we get the best price?
Make offers as clean as possible, with minimal contingencies. Seek diamonds in the rough. Many Aspen homebuyers can't visualize "potential"...if
you can, that's an opportunity. If you want to finance your Aspen condo purchase, get pre-qualified with a local Aspen area lender and submit
that approval with your offer.
14. How do we arrange financing?
The majority of Aspen home buyers secure financing through valley-based mortgage brokers. Most Aspen homes and condominiums valued
under $1 million can be financed up to 100% of the purchase price. Terms for loans over $1 million are negotiated individually, as are loans for
vacant land and construction. Processing takes about 30 to 45 days. Be prepared to provide tax returns and thorough financial information.
15. What about closing costs?
In Aspen, some areas require a transfer tax at closing. Different areas have different transfer taxes, which we can discuss when you find the
property that is right for you! Upon sale, Colorado requires that 2% of the proceeds be withheld from non-resident sellers by the
closing agent in order to be certain the seller files a tax return in Colorado reporting the gain next year. Any excess withheld is returned.
16. Settlement fees?
In Colorado, surveys and title insurance - your guarantee the seller will convey clear title to you - are typically paid by the seller.
Settlement fees usually amount to less than $250. Your lender will review financing costs (points, appraisal and credit report fees, tax
reserves, etc) with you.
17. Can we do this long distance?
These days, we handle many closings long distance, thanks to FedEx and the wire-transfer system. Aspen Fine Homes will handle all the details of
the transaction.
18. What will you do for us?
Besides helping you track and find your dream home? We handle the big picture and these countless little details:
order the appropriate inspections
work with your lender and the appraiser to be certain your loan is approved in time
confer with the title company about dozens of closing details and the preparation of your settlement statement
transfer utilities into your name
make sure you receive a recorded deed and title policy
remain your primary source of information and assistance, months and years after closing.
19. How can we be sure this is right?
The bottom line is that we won't sell you any Aspen home that we're not comfortable with or don't believe in. The reason? We want you
to do business with us again and refer us to your friends.
20. When do we start?
How about now? Order our Aspen homes buyer package and see what fires your imagination. Then grab a map of the Roaring Fork Valley and
contact us to begin tracking down your dreams.
We hope this helps...please call us - 877-855-7913
Aspen Fine Homes
Or email us here: Aspen Realtors
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